Motor Vehicles

Bespoke protection for prestige vehicles.
Protect your passion with specialist cover designed for luxury, powerful and collectible cars. 

Ownership of luxury and collectible cars is a source of great enjoyment and pride - but with it comes a unique set of risks and exposures, whether your cars are on the road, at home, or in storage. This is a specialist area, with engine sizes, bespoke models and unique monetary values that sit outside the purview of traditional car insurance services.

Whatever your taste in motor vehicles, we will craft a policy around your requirements and lifestyle.

Benefits to you

  • Your motor insurance can fit seamlessly into your wider portfolio and can be linked with your home insurance for a streamlined service and cost
  • Your policy is designed to flex with your needs. We can organise cover for anyone outside your household to drive your cars - meaning staff are fully protected
  • We can work with your own choice of specialist repairer
  • You'll be appointed a dedicated Account Executive and Account Manager, so you'll always have one clear point of call
  • Collections of more than £2million will be awarded a complimentary home appraisal in addition to an expert risk management review
  • For rare collections, you'll be scheduled quarterly calls with your Lockton team, to ensure agreed values are keeping pace with the market. Their expertise is also at your disposal to discuss risk management, storage and security, and disaster recovery plans where applicable

What's covered

The policies, some of which are exclusive to Lockton, and all from carefully selected underwriters,  are packed with features not found in the standard market and are designed for flexibility and simplification – options can include:

  • Comprehensive cover to drive cars not belonging to you
  • Flexible driver option including 'any driver'
  • UK & European Breakdown
  • Agreed Value
  • Diminution in Value
  • Track Day Cover

Why Lockton Private Clients

As part of Private Clients we have our own specialist motoring division for classic and supercar collections: Lockton Performance - specialists in the particularities of prestige vehicle insurance.

Expertise and knowledge comes as standard, gained from decades of being a  trusted advisor to some of the UK's prestige motor clubs, including Porsche Club GB, Aston Martin Owners Club, Ferrari Owners Club, Bentley Drivers' Club and the Jaguar Enthusiasts' Club amongst others.

Visit our dedicated Lockton Performance site to find out more.